citylendinginc.comThe Mortgage Company You Need - City Lending Inc - Virginia

X Home About Us Find a Loan Purchase Refinance Renovate Find A Loan Officer Apply Careers Blog Contact Us Make a Payment Our Reviews +1 703-239-7700 Our City About Us Careers Blog Contact Us Find a Loan Purchase Refinance Renovate Find A Loan Officer Make a Payment Apply +1 703-239-7700 Our Reviews EN EN ES See How Much You Could Save On Your Mortgage Speaking With Us Can Save You Thousands of Dollars and Headaches. Purchase Home Refinance Home Scroll Down To Learn More I want to buy a house I want to refinance my mortgage I want to upgrade my house Welcome to Our City We believe in customizing a mortgage loan that fits your needs and situation. Which is why we are on a mission to ensure our clients get the best service possible to be approved and they can secure the home of their dreams as quickly as possible. We offer programs for clients with a variety of credit scores and income ranges and encourage you to speak to one of our mortgage experts today to learn your options. Closing in less than 30 days? We can help! Our Process Pre-approval statement You will meet with a dedicated loan officer who will conduct the initial review of your documents and determine an estimated pre-approval amount. Once you are pre-approved, you can begin looking at houses right away! Keep in mind, your formal approval will be contingent upon results of underwriting and is generally issued within a week of applying. Loan Process After you meet with your loan officer and sign the proper disclosures, your loan application will be submitted for processing where we will verify your information and prepare the loan for underwriting. Underwriting Our underwriter will review your documents and issue a conditional loan approval. Your loan officer will work with you to clear all of the conditions identified by the underwriter on the loan approval, and then deliver the loan for closing on the scheduled date. Closing Our closing department will work with the title company to make sure your closing documents are accurate and delivered on time. Pre-approval statement You will meet with a dedicated loan officer who will conduct the initial review of your documents and determine an estimated pre-approval amount. Once you are pre-approved, you can begin looking at houses right away! Keep in mind, your formal approval will be contingent upon results of underwriting and is generally issued within a week of applying. Loan Process After you meet with your loan officer and sign the proper disclosures, your loan application will be submitted for processing where we will verify your information and prepare the loan for underwriting. Underwriting Our underwriter will review your documents and issue a conditional loan approval. Your loan officer will work with you to clear all of the conditions identified by the underwriter on the loan approval, and then deliver the loan for closing on the scheduled date. Closing Our closing department will work with the title company to make sure your closing documents are accurate and delivered on time. Our Licensed States Connect with us 703.239.7700 We would love to hear from you, Give us a call, or email us to know more today. Get Started  8150 Leesburg Pike, Suite 405, Vienna, VA 703-239-7700 | 877-204-8191 info@citylendinginc.com Site Legal & Terms Privacy Licence States NMLS Consumer Access City Lending, Inc. © 2019. ALL RIGHTS RESERVED | 703.239.7700 | NMLS ID: 1045126 City Lending, Inc. is a licensed mortgage company, with its main office located at 8150 Leesburg Pike, Suite 405, Vienna, VA 22182. NMLS Unique Identifier #1045126. (www.nmlsconsumeraccess.org). NMLS Consumer access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state. Disclaimer for New York State residents: This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the state of New York can be facilitated through this site. Privacy We take our clients’ financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency. We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law. Legal & Terms Information We Collect When you visit this site, we may collect certain types of information from you, such as information you voluntarily provide via forms, applications, etc. We may also collect information about you from your online browsing and transactions, including your preferences, pages visited, technical information regarding your computer and operating systems, such as your Internet Protocol (IP) address, domain name and system configuration and settings. Cookies ‘Cookies’ are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer’s hard drive. City Lending, Inc. may set and access cookies on your computer to track and store identifying information about you. We also may gather information about you using cookie technology. For example, City Lending, Inc. may assign a cookie to you to limit the amount of times you see particular information. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to eliminate cookies, the full functionality of the Service may be impaired for you. We encode our cookies so that only we can interpret the information stored in them. Encryption From the moment account information leaves your computer to the time it enters City Lending, Inc’s system, all online access is encrypted. During any exchange of sensitive loan information or documents, our 128-bit encryption turns your information into a coded sequence with billions of possible variations, making it nearly impossible for unwanted intruders to decipher. City Lending, Inc. servers possess the formulas required ‘to turn this code back into meaningful information for processing. Any Web address beginning with “https://…” indicates the page you are viewing uses encryption. The “s” stands for “secured.” Constant surveillance City Lending, Inc’s security team maintains and monitors our security systems to help ensure that your accounts are safe and secure. Licence States Disclosures And Licenses City Lending, Inc Disclosures And License Information City Lending, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. City Lending, Inc State Disclosure Requirements City Lend...